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Compare our Life Insurance Products

Budget Direct Life Insurance is full of benefits, making it the simply smarter choice to protect the people you value most in life. Use the table below to identify the products that would best suit you and your loved ones.

Product Features Budget Direct Express Life Cover Budget Direct Life Cover Budget Direct Total & Permanent Disability (TPD) Cover Budget Direct Trauma & Trauma Plus Cover Budget Direct Children's Cover
Standalone Cover          
Add-on to Life Cover          
Covered For Death or Terminal Illness Death or Terminal Illness Total and Permanent Disability Serious Illness or Injury Death, Terminal Illness, and Serious Illness or Injury
Eligibility Age - Minimum/Maximum (Next Birthday) 18 – 50 18 – 64 18 – 59 18 – 59 2 – 17
Benefit Amount $50,000 - $300,000 $50,000 - $1 million $50,000 - $1 million $25,000 - $500,000 $20,000 - $50,000
Guaranteed Cover Until the Policy Anniversary after your 100th Birthday Until the Policy Anniversary after your 100th Birthday Until the Policy Anniversary after your 65th Birthday Until the Policy Anniversary after your 65th Birthday Until the Policy Anniversary after the child’s 21st Birthday
Inflation Protection          
Funeral Benefit*          
Terminal Illness Benefit**          
Cover Available for Homemakers & Part-Time Workers          
Immediate Cover on Approval          
30 Day Cooling off Period          
Multiple Payment Options          
No Medical/Blood Tests          
Worldwide Cover 24/7          
Quote Online          
Buy Online          
Buy over the Phone          

* $10,000 of the benefit amount may be advanced with satisfactory evidence of the Life Insured’s age and death to assist with funeral or similar expenses.
** The Life Insured may claim on the policy if diagnosed with a Terminal Illness that results in a life expectancy of less than 12 months.
Terms and conditions apply. Refer to the PDS for full details.

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A 10% existing customer discount for new Budget Direct Life Insurance policies.

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