Step 1. Contact us
We’ll ask you some questions to understand your circumstances, explain the financial hardship application process and answer any questions, please contact us.
Step 2. Complete the financial hardship application
We will ask you to complete a financial hardship application. Depending on your specific needs, the circumstances and the amount we may request supporting documentation to assist us in reviewing your application for support.
Step 3. Assessment of application
Once we’ve received the completed form and any required supporting documents, we’ll assess your application and communicate the outcome to you in writing within 21 days.
Auto & General Insurance Company Ltd subscribe to the General Insurance Code of Practice 2020 (‘the code’). Part 10 of the code outlines financial hardship support. The code can be accessed by visiting: http://codeofpractice.com.au/ The Code is independently monitored and enforced by the Code Governance Committee.
Frequently asked questions
What is financial hardship?
Financial hardship means you are having difficulty meeting your financial obligations to us.
How do we assess financial hardship requests?
Auto & General assess financial hardship applications on a case by case basis to support customers based on their individual circumstances.
Can I fast track a claim during a natural disaster?
Where a natural disaster has occurred and you need to make a related claim which has caused you an urgent financial need, we will do either or both of the following:
- fast track our assessment and the process we follow to make a decision regarding your claim, and/or
- pay you an advance amount to help ease your urgent financial need, within 5 business days.