Trauma Insurance

Lump sum payment upon diagnosis of listed serious medical conditions

Trauma Cover will ensure you receive a cash payment from $50,000 to a max. of $2 million if you’re diagnosed with one of the 37 serious medical conditions listed in the PDS, including certain types of cancer, heart attack or stroke*

Optional extra with Life Cover, or as a stand-alone policy

Trauma Cover can be added to your Life Cover policy as an optional extra. Or, you can buy Trauma Cover as a stand-alone policy by calling 1300 220 627.

Financial advice benefit

If a Trauma benefit in excess of $200,000 is paid, the cost to you of engaging a qualified and licensed financial adviser can be reimbursed (up to $5,000). Just so you have all the right support on hand, to provide guidance in the management of your lump sum claim payment.

Medical advancement protection

The Life Insurance Code of Practice will be referenced and medical specialists engaged regularly to ensure definitions for all listed serious medical conditions are reviewed if medical advancements are made.

Underwritten for you

Any Life Insurance policy issued by Budget Direct is fully underwritten when you buy it, rather than when you need to make a claim.

This minimises the risk of there being any nasty surprises at claim time.

Insurance issued by NobleOak Life

With a solid collection of awards and over 145 years insuring Australians and their families, your Budget Direct policy is issued with a wealth of care and experience.

By carefully underwriting your application based on your health, lifestyle and other factors, the risks of delays or surprises in the event of a claim are minimised.

We’re here to help, and prefer not to use overly complex phrasing. Life and TPD Insurance should help bring you peace of mind, not complicate things.

Cover is issued by one of Australia’s most trusted and respected Life Insurance companies, so you’re in safe and experienced hands with Budget Direct Life Insurance.

Manage your policy

You can find details of your policy, make changes to it by contacting us on 1300 220 627.

Make a claim

You can find out more about how to make a claim on our Claims page.