Budget Direct Insurance Money Magazine's Insurer of the Year 2017, 2018, 2019, 2020, and 2021

Money magazine
Insurer of the
Year 2017-21

prices shown in
Tokyo vs Helsinki
Tyo vs replaceme

Average net salary (After tax)

Helsinki
Tokyo

Housing

  • Rent apartment
  • Buy apartment

Rent 1 bedroom apartment

Cost per month

In city centre
replaceme
Tyo
Outside city centre
replaceme
Tyo

Rent 3 bedroom apartment

Cost per month

In city centre
replaceme
Tyo
Outside city centre
replaceme
Tyo

Buy apartment

Price per m2

In city centre
replaceme
Tyo
Outside city centre
replaceme
Tyo

Mortgage rates

Helsinki
4.5%
Tokyo
5.5%
Compare our
home insurance prices

Utilities

  • Basic Utilities
  • Internet & Phone

Basic utilities

Electricity, heating, water, Garbage for a 85m2 Apartment

Helsinki
Tokyo

Internet

60 Mbps or more, unlimited data, Cable/ADSL

replaceme
Tyo

Mobile phone data

One-minute local prepaid call (no plan or discount)

replaceme
Tyo

Transport

  • Public Transport
  • Car

One-way ticket

Local transport

replaceme
Tyo

Monthly pass

Regular price

replaceme
Tyo

Fuel prices

Per Litre

Helsinki
Tokyo

Buying a new car

Volkswagen Golf 1.4 90KW Trendline (Or equivalent)

replaceme
Tyo
Compare our
car insurance prices

Groceries

  • Staples
  • Meat
  • Produce
  • Cigarettes

Staples

Milk 1L
replaceme
Tyo
White bread 500g
replaceme
Tyo
Eggs 12
replaceme
Tyo
White rice 1kg
replaceme
Tyo

Pack of cigarettes

(Marlboro)

Helsinki
Tokyo

Meat & cheese

Chicken breasts 1kg
replaceme
Tyo
Beef round 1kg
replaceme
Tyo
Local cheese 1kg
replaceme
Tyo

Vegetables

Potatoes 1kg
replaceme
Tyo
Lettuce 1 head
replaceme
Tyo
Tomatoes 1kg
replaceme
Tyo

Fruit

Apples 1kg
replaceme
Tyo
Oranges 1 head
replaceme
Tyo
Bananas 1kg
replaceme
Tyo

Eating Out

  • Food
  • Drinks

Meal for two

Inexpensive restaurant 2 meals
replaceme $4,070.74/mth
Tyo $4,070.74/mth
Mid-range restaurant Three-course meal for two people
replaceme $4,070.74/mth
Tyo $4,070.74/mth

Mcdonalds McMeal

Or equivalent combo meal

Helsinki
4.5%
Tokyo
5.5%

Restaurant Prices in Helsinki are 17.14% higher than in Tokyo

Drinks

Coke/Pepsi 0.33L
bottle
replaceme $4,070.74/mth
Tyo $4,070.74/mth
Water 0.33L
bottle
replaceme $4,070.74/mth
Tyo $4,070.74/mth
Cappuccino regular
replaceme $4,070.74/mth
Tyo $4,070.74/mth

Alcohol

  • Beer
  • Wine

Domestic beer

Restaurant 0.5L draught
replaceme
Tyo
Market 0.5L bottle
replaceme
Tyo

Imported beer

Restaurant 0.33L bottle
replaceme
Tyo
Market 0.33L bottle
replaceme
Tyo

Bottle of wine

Mid-range, from supermarket

Helsinki
5
Tokyo

Clothing

  • Clothing
  • Shoes

Pair of jeans

Levis 501 or similar

replaceme
Tyo

Summer dress

From a chain store (e.g. Zara, H&M)

replaceme
Tyo

Shoes

1 pair Nike shoes
replaceme
Tyo
1 pair men's leather shoes
replaceme
Tyo

Leisure

  • Cinema
  • Sports

Cinema

One ticket for an international release

Helsinki
$15.33
Tokyo
$11.43

Tennis court rental

One hour on weekend

replaceme $4,070.74/mth
Tyo $4,070.74/mth

Fitness club

Monthly fee for one adult

replaceme $4,070.74/mth
Tyo $4,070.74/mth