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Money magazine
Insurer of the
Year 2017-21

prices shown in
San Francisco vs Helsinki
Sfo vs replaceme

Average net salary (After tax)

Helsinki
San Francisco

Housing

  • Rent apartment
  • Buy apartment

Rent 1 bedroom apartment

Cost per month

In city centre
replaceme
Sfo
Outside city centre
replaceme
Sfo

Rent 3 bedroom apartment

Cost per month

In city centre
replaceme
Sfo
Outside city centre
replaceme
Sfo

Buy apartment

Price per m2

In city centre
replaceme
Sfo
Outside city centre
replaceme
Sfo

Mortgage rates

Helsinki
4.5%
San Francisco
5.5%
Compare our
home insurance prices

Utilities

  • Basic Utilities
  • Internet & Phone

Basic utilities

Electricity, heating, water, Garbage for a 85m2 Apartment

Helsinki
San Francisco

Internet

60 Mbps or more, unlimited data, Cable/ADSL

replaceme
Sfo

Mobile phone data

One-minute local prepaid call (no plan or discount)

replaceme
Sfo

Transport

  • Public Transport
  • Car

One-way ticket

Local transport

replaceme
Sfo

Monthly pass

Regular price

replaceme
Sfo

Fuel prices

Per Litre

Helsinki
San Francisco

Buying a new car

Volkswagen Golf 1.4 90KW Trendline (Or equivalent)

replaceme
Sfo
Compare our
car insurance prices

Groceries

  • Staples
  • Meat
  • Produce
  • Cigarettes

Staples

Milk 1L
replaceme
Sfo
White bread 500g
replaceme
Sfo
Eggs 12
replaceme
Sfo
White rice 1kg
replaceme
Sfo

Pack of cigarettes

(Marlboro)

Helsinki
San Francisco

Meat & cheese

Chicken breasts 1kg
replaceme
Sfo
Beef round 1kg
replaceme
Sfo
Local cheese 1kg
replaceme
Sfo

Vegetables

Potatoes 1kg
replaceme
Sfo
Lettuce 1 head
replaceme
Sfo
Tomatoes 1kg
replaceme
Sfo

Fruit

Apples 1kg
replaceme
Sfo
Oranges 1 head
replaceme
Sfo
Bananas 1kg
replaceme
Sfo

Eating Out

  • Food
  • Drinks

Meal for two

Inexpensive restaurant 2 meals
replaceme $4,070.74/mth
Sfo $4,070.74/mth
Mid-range restaurant Three-course meal for two people
replaceme $4,070.74/mth
Sfo $4,070.74/mth

Mcdonalds McMeal

Or equivalent combo meal

Helsinki
4.5%
San Francisco
5.5%

Restaurant Prices in Helsinki are 17.14% higher than in San Francisco

Drinks

Coke/Pepsi 0.33L
bottle
replaceme $4,070.74/mth
Sfo $4,070.74/mth
Water 0.33L
bottle
replaceme $4,070.74/mth
Sfo $4,070.74/mth
Cappuccino regular
replaceme $4,070.74/mth
Sfo $4,070.74/mth

Alcohol

  • Beer
  • Wine

Domestic beer

Restaurant 0.5L draught
replaceme
Sfo
Market 0.5L bottle
replaceme
Sfo

Imported beer

Restaurant 0.33L bottle
replaceme
Sfo
Market 0.33L bottle
replaceme
Sfo

Bottle of wine

Mid-range, from supermarket

Helsinki
5
San Francisco

Clothing

  • Clothing
  • Shoes

Pair of jeans

Levis 501 or similar

replaceme
Sfo

Summer dress

From a chain store (e.g. Zara, H&M)

replaceme
Sfo

Shoes

1 pair Nike shoes
replaceme
Sfo
1 pair men's leather shoes
replaceme
Sfo

Leisure

  • Cinema
  • Sports

Cinema

One ticket for an international release

Helsinki
$15.33
San Francisco
$11.43

Tennis court rental

One hour on weekend

replaceme $4,070.74/mth
Sfo $4,070.74/mth

Fitness club

Monthly fee for one adult

replaceme $4,070.74/mth
Sfo $4,070.74/mth