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Money magazine
Insurer of the
Year 2017-21

prices shown in
Panama City vs Helsinki
Pan vs replaceme

Average net salary (After tax)

Helsinki
Panama City

Housing

  • Rent apartment
  • Buy apartment

Rent 1 bedroom apartment

Cost per month

In city centre
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Pan
Outside city centre
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Pan

Rent 3 bedroom apartment

Cost per month

In city centre
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Pan
Outside city centre
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Pan

Buy apartment

Price per m2

In city centre
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Pan
Outside city centre
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Pan

Mortgage rates

Helsinki
4.5%
Panama City
5.5%
Compare our
home insurance prices

Utilities

  • Basic Utilities
  • Internet & Phone

Basic utilities

Electricity, heating, water, Garbage for a 85m2 Apartment

Helsinki
Panama City

Internet

60 Mbps or more, unlimited data, Cable/ADSL

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Pan

Mobile phone data

One-minute local prepaid call (no plan or discount)

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Pan

Transport

  • Public Transport
  • Car

One-way ticket

Local transport

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Pan

Monthly pass

Regular price

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Pan

Fuel prices

Per Litre

Helsinki
Panama City

Buying a new car

Volkswagen Golf 1.4 90KW Trendline (Or equivalent)

replaceme
Pan
Compare our
car insurance prices

Groceries

  • Staples
  • Meat
  • Produce
  • Cigarettes

Staples

Milk 1L
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Pan
White bread 500g
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Pan
Eggs 12
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Pan
White rice 1kg
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Pan

Pack of cigarettes

(Marlboro)

Helsinki
Panama City

Meat & cheese

Chicken breasts 1kg
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Pan
Beef round 1kg
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Pan
Local cheese 1kg
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Pan

Vegetables

Potatoes 1kg
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Pan
Lettuce 1 head
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Pan
Tomatoes 1kg
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Pan

Fruit

Apples 1kg
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Pan
Oranges 1 head
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Pan
Bananas 1kg
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Pan

Eating Out

  • Food
  • Drinks

Meal for two

Inexpensive restaurant 2 meals
replaceme $4,070.74/mth
Pan $4,070.74/mth
Mid-range restaurant Three-course meal for two people
replaceme $4,070.74/mth
Pan $4,070.74/mth

Mcdonalds McMeal

Or equivalent combo meal

Helsinki
4.5%
Panama City
5.5%

Restaurant Prices in Helsinki are 17.14% higher than in Panama City

Drinks

Coke/Pepsi 0.33L
bottle
replaceme $4,070.74/mth
Pan $4,070.74/mth
Water 0.33L
bottle
replaceme $4,070.74/mth
Pan $4,070.74/mth
Cappuccino regular
replaceme $4,070.74/mth
Pan $4,070.74/mth

Alcohol

  • Beer
  • Wine

Domestic beer

Restaurant 0.5L draught
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Pan
Market 0.5L bottle
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Pan

Imported beer

Restaurant 0.33L bottle
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Pan
Market 0.33L bottle
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Pan

Bottle of wine

Mid-range, from supermarket

Helsinki
5
Panama City

Clothing

  • Clothing
  • Shoes

Pair of jeans

Levis 501 or similar

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Pan

Summer dress

From a chain store (e.g. Zara, H&M)

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Pan

Shoes

1 pair Nike shoes
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Pan
1 pair men's leather shoes
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Pan

Leisure

  • Cinema
  • Sports

Cinema

One ticket for an international release

Helsinki
$15.33
Panama City
$11.43

Tennis court rental

One hour on weekend

replaceme $4,070.74/mth
Pan $4,070.74/mth

Fitness club

Monthly fee for one adult

replaceme $4,070.74/mth
Pan $4,070.74/mth