Budget Direct Insurance Money Magazine's Insurer of the Year 2017, 2018, 2019, 2020, and 2021

Money magazine
Insurer of the
Year 2017-21

prices shown in
Hong Kong vs San Francisco
Hkg vs Sfo

Average net salary (After tax)

San Francisco
Hong Kong

Housing

  • Rent apartment
  • Buy apartment

Rent 1 bedroom apartment

Cost per month

In city centre
Sfo
Hkg
Outside city centre
Sfo
Hkg

Rent 3 bedroom apartment

Cost per month

In city centre
Sfo
Hkg
Outside city centre
Sfo
Hkg

Buy apartment

Price per m2

In city centre
Sfo
Hkg
Outside city centre
Sfo
Hkg

Mortgage rates

San Francisco
4.5%
Hong Kong
5.5%
Compare our
home insurance prices

Utilities

  • Basic Utilities
  • Internet & Phone

Basic utilities

Electricity, heating, water, Garbage for a 85m2 Apartment

San Francisco
Hong Kong

Internet

60 Mbps or more, unlimited data, Cable/ADSL

Sfo
Hkg

Mobile phone data

One-minute local prepaid call (no plan or discount)

Sfo
Hkg

Transport

  • Public Transport
  • Car

One-way ticket

Local transport

Sfo
Hkg

Monthly pass

Regular price

Sfo
Hkg

Fuel prices

Per Litre

San Francisco
Hong Kong

Buying a new car

Volkswagen Golf 1.4 90KW Trendline (Or equivalent)

Sfo
Hkg
Compare our
car insurance prices

Groceries

  • Staples
  • Meat
  • Produce
  • Cigarettes

Staples

Milk 1L
Sfo
Hkg
White bread 500g
Sfo
Hkg
Eggs 12
Sfo
Hkg
White rice 1kg
Sfo
Hkg

Pack of cigarettes

(Marlboro)

San Francisco
Hong Kong

Meat & cheese

Chicken breasts 1kg
Sfo
Hkg
Beef round 1kg
Sfo
Hkg
Local cheese 1kg
Sfo
Hkg

Vegetables

Potatoes 1kg
Sfo
Hkg
Lettuce 1 head
Sfo
Hkg
Tomatoes 1kg
Sfo
Hkg

Fruit

Apples 1kg
Sfo
Hkg
Oranges 1 head
Sfo
Hkg
Bananas 1kg
Sfo
Hkg

Eating Out

  • Food
  • Drinks

Meal for two

Inexpensive restaurant 2 meals
Sfo $4,070.74/mth
Hkg $4,070.74/mth
Mid-range restaurant Three-course meal for two people
Sfo $4,070.74/mth
Hkg $4,070.74/mth

Mcdonalds McMeal

Or equivalent combo meal

San Francisco
4.5%
Hong Kong
5.5%

Restaurant Prices in San Francisco are 17.14% higher than in Hong Kong

Drinks

Coke/Pepsi 0.33L
bottle
Sfo $4,070.74/mth
Hkg $4,070.74/mth
Water 0.33L
bottle
Sfo $4,070.74/mth
Hkg $4,070.74/mth
Cappuccino regular
Sfo $4,070.74/mth
Hkg $4,070.74/mth

Alcohol

  • Beer
  • Wine

Domestic beer

Restaurant 0.5L draught
Sfo
Hkg
Market 0.5L bottle
Sfo
Hkg

Imported beer

Restaurant 0.33L bottle
Sfo
Hkg
Market 0.33L bottle
Sfo
Hkg

Bottle of wine

Mid-range, from supermarket

San Francisco
5
Hong Kong

Clothing

  • Clothing
  • Shoes

Pair of jeans

Levis 501 or similar

Sfo
Hkg

Summer dress

From a chain store (e.g. Zara, H&M)

Sfo
Hkg

Shoes

1 pair Nike shoes
Sfo
Hkg
1 pair men's leather shoes
Sfo
Hkg

Leisure

  • Cinema
  • Sports

Cinema

One ticket for an international release

San Francisco
$15.33
Hong Kong
$11.43

Tennis court rental

One hour on weekend

Sfo $4,070.74/mth
Hkg $4,070.74/mth

Fitness club

Monthly fee for one adult

Sfo $4,070.74/mth
Hkg $4,070.74/mth