Budget Direct Insurance Money Magazine's Insurer of the Year 2017, 2018, 2019, 2020, and 2021

Money magazine
Insurer of the
Year 2017-21

prices shown in
Helsinki vs Shanghai
replaceme vs Sha

Average net salary (After tax)

Shanghai
Helsinki

Housing

  • Rent apartment
  • Buy apartment

Rent 1 bedroom apartment

Cost per month

In city centre
Sha
replaceme
Outside city centre
Sha
replaceme

Rent 3 bedroom apartment

Cost per month

In city centre
Sha
replaceme
Outside city centre
Sha
replaceme

Buy apartment

Price per m2

In city centre
Sha
replaceme
Outside city centre
Sha
replaceme

Mortgage rates

Shanghai
4.5%
Helsinki
5.5%
Compare our
home insurance prices

Utilities

  • Basic Utilities
  • Internet & Phone

Basic utilities

Electricity, heating, water, Garbage for a 85m2 Apartment

Shanghai
Helsinki

Internet

60 Mbps or more, unlimited data, Cable/ADSL

Sha
replaceme

Mobile phone data

One-minute local prepaid call (no plan or discount)

Sha
replaceme

Transport

  • Public Transport
  • Car

One-way ticket

Local transport

Sha
replaceme

Monthly pass

Regular price

Sha
replaceme

Fuel prices

Per Litre

Shanghai
Helsinki

Buying a new car

Volkswagen Golf 1.4 90KW Trendline (Or equivalent)

Sha
replaceme
Compare our
car insurance prices

Groceries

  • Staples
  • Meat
  • Produce
  • Cigarettes

Staples

Milk 1L
Sha
replaceme
White bread 500g
Sha
replaceme
Eggs 12
Sha
replaceme
White rice 1kg
Sha
replaceme

Pack of cigarettes

(Marlboro)

Shanghai
Helsinki

Meat & cheese

Chicken breasts 1kg
Sha
replaceme
Beef round 1kg
Sha
replaceme
Local cheese 1kg
Sha
replaceme

Vegetables

Potatoes 1kg
Sha
replaceme
Lettuce 1 head
Sha
replaceme
Tomatoes 1kg
Sha
replaceme

Fruit

Apples 1kg
Sha
replaceme
Oranges 1 head
Sha
replaceme
Bananas 1kg
Sha
replaceme

Eating Out

  • Food
  • Drinks

Meal for two

Inexpensive restaurant 2 meals
Sha $4,070.74/mth
replaceme $4,070.74/mth
Mid-range restaurant Three-course meal for two people
Sha $4,070.74/mth
replaceme $4,070.74/mth

Mcdonalds McMeal

Or equivalent combo meal

Shanghai
4.5%
Helsinki
5.5%

Restaurant Prices in Shanghai are 17.14% higher than in Helsinki

Drinks

Coke/Pepsi 0.33L
bottle
Sha $4,070.74/mth
replaceme $4,070.74/mth
Water 0.33L
bottle
Sha $4,070.74/mth
replaceme $4,070.74/mth
Cappuccino regular
Sha $4,070.74/mth
replaceme $4,070.74/mth

Alcohol

  • Beer
  • Wine

Domestic beer

Restaurant 0.5L draught
Sha
replaceme
Market 0.5L bottle
Sha
replaceme

Imported beer

Restaurant 0.33L bottle
Sha
replaceme
Market 0.33L bottle
Sha
replaceme

Bottle of wine

Mid-range, from supermarket

Shanghai
5
Helsinki

Clothing

  • Clothing
  • Shoes

Pair of jeans

Levis 501 or similar

Sha
replaceme

Summer dress

From a chain store (e.g. Zara, H&M)

Sha
replaceme

Shoes

1 pair Nike shoes
Sha
replaceme
1 pair men's leather shoes
Sha
replaceme

Leisure

  • Cinema
  • Sports

Cinema

One ticket for an international release

Shanghai
$15.33
Helsinki
$11.43

Tennis court rental

One hour on weekend

Sha $4,070.74/mth
replaceme $4,070.74/mth

Fitness club

Monthly fee for one adult

Sha $4,070.74/mth
replaceme $4,070.74/mth