Overview
Budget Direct is passionate about being regarded as the Best Value comprehensive car insurance provider in Australia. So not content with our Standard Comprehensive Car Insurance policy winning nearly every Best Value award category in the recent Cannex ratings (April 2008), we decided to offer our Gold Comprehensive Car Insurance policy with an Online Purchase Discount^.
We’re offering a 10% Online Purchase Discount^ so why not get a quote to see what you could save. Right now if you buy our Gold policy online it is cheaper than our Standard Comprehensive policy - what an offer!
Get a Gold Comprehensive Quote Now:
Compare with our other products:
Budget Direct Advantages
We believe good drivers shouldn’t have to pay higher premiums to subsidise ‘higher risk’ drivers. Because our underwriting is more comprehensive than most other insurers, we identify drivers that push up premium rates and choose not to insure them. This in turn keeps our risk profile down and allows us to pass on highly competitive car insurance rates to good drivers like you. We also offer a range of additional advantages:
- Monthly or Annual Payments
- Cheaper Premiums
- 21 Money Back Guarantee**
- Multi Award Winning
- Part of the International Budget Insurance group
Policy Benefits
Our Gold Comprehensive policy has all the same great features as our award winning Standard Comprehensive policy but comes with some additional features to give you the extra cover often valued by discerning motorists. Budget Direct recognises that everyone's circumstances are different. We therefore offer a range of Smart Cover options that enable you to tailor your Gold Comprehensive Car policy to suit your individual needs.
Again just like our Standard Comprehensive policy our Gold Comprehensive policy not only insures you against damage to your car, but will meet the cost of repairing damage to other vehicles as well, when you are deemed to be at fault. Check out the summary list of our Gold Comprehensive Policy benefits below. To compare Budget Direct Car Insurance policies, view the Policy Benefits Comparison Table
Gold Comprehensive Gives You Extra Cover
- 10% Online Purchase Discount^
- 24 month or 40,000km New Car Replacement
- $500 personal effects cover in the event of a collision
- $350 cover for damage to or theft of child seats/baby capsule in your car
- $500 towards debris removal in the event of a collision
- $5,000 death benefit
- $1,000 cover for replacement keys/remote
- New car replacement if the car is less than 24 months old and you purchased it new
It includes our Standard Policy Benefits
- Price Beat Guarantee
- Competitive standard features
- Low car insurance premiums
- No forms to fill in ever
- Over the Phone Claims
- 21-day money back guarantee**
- Annual or monthly repayments
And our Smart Cover Options
- Agreed Value or Market Value
- Maximum No Claim Discount Protection
- Windscreen Excess Reduction
- Restricted Driver Discounts
- Variable Excess to Reduce Premium
- Roadside Assistance
- Accident Hire Car Benefit
Get a Gold Comprehensive Quote Now
You could save $100's on your car insurance premium
This is a brief summary only. Conditions apply. Full Details are contained in the policy document.
Product Disclosure Statements for full terms and conditions.
**If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.
^Conditions Apply

