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Smarter Benefits

Apply over the phone without medical or blood tests.

A 10% existing customer discount for new Budget Direct Life Insurance policies.

If diagnosed with a terminal illness and your life expectancy is under 12 months, you can apply for a claim immediately.

Protection for you and your loved ones with Budget Direct Life Insurance

Budget Direct Life Insurance offers you flexible product options to suit a range of budgets should you become seriously ill, injured or pass away.

Budget Direct Life Cover

Provides your loved ones with financial protection by paying a lump sum should you become terminally ill or pass away.

As optional benefits to your Life Cover only, you can also apply for:

Budget Direct Total & Permanent Disability (TPD) Cover

Provides both you and your loved ones with financial protection by paying a lump sum should you become permanently disabled due to sickness or injury and can no longer work in any occupation or manage your home.*

Budget Direct Trauma & Trauma Plus Cover

Provides both you and your loved ones with financial protection by paying a lump sum benefit should you suffer a specific serious illness or injury. Budget Direct Trauma Cover covers specific types of cancer, coronary artery bypass surgery, heart attack and stroke.*

For extra protection, we also offer Budget Direct Trauma Plus Cover, which provides cover for a range of other trauma events, such as intensive care and major organ transplant.*

Budget Direct Children's Cover

Provides both you and your loved ones with financial protection by paying a lump benefit should an insured child pass away, be diagnosed with a terminal illness or suffer a serious illness or injury.*

* Refer to the PDS for full details

Up to $1 million in cover

Life Cover ranges from $50,000 to $1 million (depending on age), with premiums to suit your needs and budget

Easy application process

Our staff can help you apply for life insurance over the phone without medical or blood tests

Flexible payment options

Choose how you want to pay your premiums—every fortnight, every month, or once a year. It’s up to you.

Get a Simply Smarter Quote

Get a Quote

Get a $100 Visa Prepaid Card

When you buy a Budget Direct Life Insurance policy#.

Get a $100 VISA Prepaid Card

When you buy a Budget Direct Life Insurance policy#.


# Terms & Conditions apply