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Smarter Benefits

24/7 coverage, anywhere in the world.

A benefit of between $50,000 and $1 million.

A 10% existing customer discount for new Budget Direct Life Insurance policies.

Protect your loved ones with an insurance provider you can trust

Budget Direct Life Insurance will give your loved ones peace of mind and financial security should you pass away.

A lump sum benefit from Budget Direct Life Insurance could help cover the costs of education, mortgages and car payments if something were to happen and you were no longer around to provide for your family. Even if you’re not the breadwinner, a benefit could be put towards the substantial costs of every day life such as cooking, laundry, cleaning, and childcare, especially if you have a young family.

So if you’re aged between 18 and 64 and looking to protect the people you value most in life, get a quote now or talk to our staff about Budget Direct Life Insurance.

Advanced Funeral Benefit

We understand your loved ones may need money straight away to cover funeral costs and other expenses. So while we're assessing the death claim, we may be able to advance $10,000 of the Budget Direct Life Insurance Benefit Amount to help with funeral costs and other expenses.

Terminal Illness Benefit

If you are diagnosed with a terminal illness with a life expectancy of less than 12 months, you can apply for a claim immediately.

Why should I consider Life Insurance?

  • Benefit from $50,000 to $1 million, with premiums to suit your needs and budget
  • No medical or blood tests
  • 30-day cooling-off period
  • Advanced Funeral Benefit
  • Automatic inflation protection
  • Guaranteed cover to age 100
  • 24/7 worldwide coverage
  • Available to all Australians aged between 18 and 64
  • Easy application process, with expert life insurance staff to guide you
  • No complicated forms
  • Fortnightly, monthly, and annual payment options


Instant cover on approval

Instant cover on approval is possible with our simple and straightforward application process

Easy application process

Applying for life insurance has never been easier, with our staff ready to help you every step of the way.

Flexible payment options

Choose how you want to pay your premiums—every fortnight, every month, or once a year. It’s up to you.

Get a Simply Smarter Quote

Get a Quote

10% Existing Customer Discount

A 10% existing customer discount for new Budget Direct Life Insurance policies.