Smart Features. Flexible Options
All of our Home and Contents Insurance policies offer a great range of smart benefits and savings rewards that come standard:
- Range of insured events including fire, storm and rainwater, & theft
- Automatic sum-insured adjustment at renewal
- New for old cover for Home and Contents
- Up to $20 million legal liability cover
- Additional benefits including automatic cover for removal of debris & temporary accommodation if your home is uninhabitable.
- Combined Home and Contents discount - we offer a discount if you combine Home and Contents cover on the same policy
- Fast, efficient claims service
- Easy, over the phone insurance purchase
- 21-day money back guarantee*
More Policy Benefits
In addition to our standard policy benefits, Budget Direct also gives you the freedom to pick and choose from a range of smart insurance policy choices so you can tailor your policy to suit your own needs and maximise your savings.
| Compare Policy Benefits | Home | Contents |
|---|---|---|
| Up to $20 million legal liability cover | ||
| Fire cover | ||
| Explosion cover | ||
| Theft or attempted theft | ||
| Malicious damage, vandalism, riot or civil commotion | ||
| Accidental breakage of glass, ceramic & sanitary fixtures | ||
| Storm & rainwater damage | ||
| Lightning Cover | ||
| Earthquake Cover | ||
| Escape Of Liquid | ||
| Impact Cover | ||
| Lump sum or instalment payments | ||
| Temporary Accommodation Costs | ||
| Mortgage Discharge Costs | ||
| Funeral Expenses | ||
| Replacement Of Locks Up To $500 | ||
| Open Air Contents Cover - Contents In The Open At The Insured Address | ||
| Contents Away From The Insured Address | ||
| Credit Card Cover Up To $1000 | ||
| Uninsured Guests' Contents Cover Up To $500 | ||
| Unattached Equipment Cover Up To $500 | ||
| Optional Benefits | ||
| Personal Effects Cover | ||
| Motor Burnout Cover | ||
| Accidental Damage Cover | ||
| Choice Of Excess Options | ||
This is a brief summary only. Conditions apply. Full Details are contained in the PDS.
*If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.
