Win back the value of your premium up to $2,000~

How Budget Direct has Insurance Solved® for you

Easy, 24/7 claims

Contact us as soon as you need to make a claim. You can lodge your claim over the phone or online at any time of the day or night, 365 days a year.

Award-Winning

Money magazine’s Insurer of the Year in 2017, 2018, 2019, 2020, 2021, 2022 & 2023. Also, Best of the Best title winner for Car Insurance in 2019, 2020, 2021, 2022, 2023 & 2024. See all our awards.

Tailor-made insurance

Decide to customise your insurance cover by adding one or more optional extras to your policy (e.g. a hire car following an accident, or flood cover for your home); only pay for what you want, giving you more ways to save on your insurance premiums.

Guaranteed repairs

We guarantee the authorised repairs of your car for as long as you own it. We also stand behind our authorised home repairs, including the materials and workmanship.

Our products

Get award-winning third-party or comprehensive car insurance for your vehicle. After an insured event like fire, theft or damage, protect both your car and other people's property - depending on your policy type.

With guaranteed repairs performed by our trusted partners across Australia, our car insurance policies are here to help our customers get back on the road and back to life quicker.

Comprehensive car insurance

Third-party car insurance

Compare policy benefits

Insure your home building, contents or both against loss or damage for a wide range of insured events. Protect your home and belongings with home and contents insurance and get peace of mind knowing you'll be covered in case of things such as fire, burst pipe and more.

You'll also get legal liability cover and the option to upgrade to Flood Cover on an eligible policy. Plus, we offer landlord insurance to insure your investment property and renters insurance to protect your contents as a tenant too.

Home and contents insurance

Home building insurance

Contents insurance

Relax on your international or domestic trip, knowing we've got your back with Travel Insurance - including COVID-19 cover. Get travel insurance Australia-wide and overseas, with optional adventure and snow sports cover for your more adventurous trips.

No matter where life takes you, we have a travel insurance policy for your next business trip or ski holiday. Book the ticket and we'll be here when you're ready to go.

Comprehensive travel insurance

Domestic travel insurance

Compare policy benefits

You'll be covered for your dog or cat's eligible illnesses and injuries. Don't get stuck with an expensive vet bill when you could've gone with a pet insurance policy. We'll pay for up to 80% of the cost of eligible pet expenses at your choice of vet in Australia (limits & exclusions apply).

We cover a wide range of breeds with our dog or cat insurance to help you save on costs while keeping your furry friends happy and healthy.

Dog insurance

Cat insurance

Frequently asked questions

Choose from three levels of motorcycle insurance cover, plus a range of optional extras on eligible policies. (E.g. Comprehensive covers towing costs, repairs and more if you are in an accident and damage your bike or other property or your bike is stolen.)

Comprehensive motorcycle insurance

Third-party motorcycle insurance

Compare policy benefits

Get some peace of mind knowing that our life insurance products can help take care of your loved ones should the worst happen. You can rest easy knowing that your family and friends may have some financial support once you're no longer here.

Our life insurance products can also cover traumatic events such as being diagnosed with cancer and income protection should you get injured or ill and be unable to work.

Life Insurance

TPD Insurance

Trauma Insurance

Flat tyre? Dead battery? Need car advice? Don't get stranded on the side of the road. Unlimited breakdown callouts for just $89.95 per year with roadside assistance. Whether you need help now or want peace of mind, we've can come to you across Australia.

Don't risk hitting the road without 24/7 assistance ready to help you in case you run into trouble. Contact us anytime, anywhere and our trusted team will be there to help.

Roadside assistance

Immediate roadside assistance

Frequently asked questions

Make a claim and manage your policy, all in one easy-to-use account. When it comes to insurance, our Policy Manager helps make things simple - from claims to updating your address.

View and edit your personal information and policy details, make a car or home insurance claim, and buy more insurance - 24/7, at your convenience.

Policy Manager Login

Existing Customers

Terms, conditions, limits and exclusions apply. For full details, please read the Product Disclosure Statement (PDS) for each product.

How to Make a Claim

Depending on your policy, customers can either make an insurance claim online or contact us for assistance. Either way, we'll help you manage the claims process from start to finish.

Award-Winning Australian Insurance

Our feature-packed cover, industry-leading prices and first-rate customer service have been recognised with numerous awards, including Canstar's Insurer of the Year 2024, Money magazine's Insurer of the Year seven years in a row (2017–23) and Mozo's Exceptional Value Insurer of the Year 2023.

We are also Money magazine's Best of the Best 2024 winner for Best-Value Car Insurance 6 years running (2019-24); a multi-year winner of Canstar’s national award for Outstanding Value Car Insurance (2007–23) and Outstanding Value Home & Contents Insurance (2017–23).

LMI Claims Comparison - Claims Service Rating - Private Motor 2021-23
Money Magazine's Insurer of the Year 2023
CANSTAR's Insurer of the Year 2024
CANSTAR's Outstanding Value Car Insurance Australia 2007–2023
CANSTAR's Outstanding Value Home & Contents Insurance 2017 to 2023
Mozo Experts Choice 2023 - Value Insurance Provider of the Year

Protecting Australians for over 20 years

Since 2000, Budget Direct has had Insurance Solved for more than 3 million Australians. You're our #1 priority and we're proud to help so many families in Australia save money and stay covered with Car Insurance, Home Insurance and more.

Want your Insurance Solved® with Budget Direct?

~This offer applies to new eligible Budget Direct Motorcycle quotes initiated through the Budget Direct website or call centre (1300 306 560) by 7 October 2020 10:00am. You will get one entry per eligible quote. You will receive an additional ten entries after you've purchased and held the Motorcycle Insurance policy continuously for 21 days and it remains valid as at the date of the draw. The promotion is not open to customers varying their Budget Direct policies. First Prize includes twelve months’ Registration (including CTP), Stamp Duty and a twelve (12) month Budget Direct Comprehensive Motorcycle Insurance Policy. To be eligible for this offer, you must meet Budget Direct’s underwriting criteria. See full T&Cs. Promoter: Auto & General Services Pty Ltd (ABN 61 003 617 909), PO Box 342, Toowong QLD 4066.
See full terms and conditions.

~Leap Day Giveaway

This Promotion is only open to Eligible Entrants who hold an existing Eligible Budget Direct Policy that has passed its cooling-off period. Subject to these Terms and Conditions, Eligible Entrants who purchase an additional, new Eligible Budget Direct Policy receive one (1) entry for the chance to win 1 of 15 cash prizes equal to the value of their new policy’s first year’s premium capped at $2000 (Prize). The Promotion commences 12:01am AEST on 1st February 2024 and ends at 11:59pm AEST on 26th February 2024 (Promotion Period). The Policy must remain active, paid-up and valid for up to 30 days from purchase date of the policy, depending on the policy type (Cooling Off Period). The Prize will be drawn at 2.29 pm (AEST) on 29th February 2024. Prize winners will be notified within 7 days of the draw and their names will be published here within 28 days of the draw. The Prize will be paid by electronic transfer. The Prize winners must pass their new policy’s cooling-off period to be eligible to receive the Prize and continue to pay their premium for the Policy despite winning the Prize. Eligibility and participation criteria apply. The Promotion is not open to customers renewing or varying their existing policies with Budget Direct and excludes policies purchased through a third party aggregator platform. Employees and the immediate families of the promoter or service providers directly involved with the Promotion are ineligible to enter the promotion. See full terms and conditions. Promoter: Auto & General Services Pty Ltd (ABN 61 003 617 909), PO Box 342, Toowong QLD 4066. NSW Permit No. TP/01203, ACT Permit No. TP 24/00069, SA Licence No. T24/67.