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Home Insurance for Women

The number of people in Australia who own their own homes (with or without a mortgage) has been gradually decreasing over the past decade, but one fact hasn’t changed in that time: a higher percentage of women own their own dwellings in this country than men (59.6% for females and 55.9% for males at the last measurement).1

The value of Australian homes is certainly on the rise too, especially in major urban areas. In November 2014, the median asking price for a detached home in Sydney topped $1 million for the first time ever, and the national average (median price) for a free-standing home in a capital city is now over $750,000.2

So in other words, women own a good, healthy share of the houses in this country and these homes are increasingly valuable. Finding quality Home & Contents insurance has never been more important so you can protect the most valuable asset you own – your precious home.

Australia – land of the unexpected

A home has significance far beyond its dollar value. It’s where we raise children, build lifelong memories, store our cherished possessions and establish that unique sense of cosy security that’s worth its weight in gold.

Unfortunately, even with all our efforts to maintain and protect our living space, the sad fact is that some pretty terrible things can happen to it. It doesn’t matter which part of Australia you live in: all sorts of unexpected calamities are out there waiting to happen - damaging storms, bushfires, burst pipes, falling trees, vandalism and a whole lot more. And it’s not just the house itself that needs protecting – what would you do if your precious household belongings fell victim to theft or damage? It’s absolutely crucial when you look for Home & Contents Insurance that it has the Policy Benefits you need at a price you can afford.

Have you taken a look at Budget Direct?

Since 2000, we’ve been helping Australian women (and men too!) with competitively priced Home, Contents and Combined Home & Contents policies that offer flexibility and are backed by industry-leading customer service. We tailor your cover to fit your circumstances, and use extremely accurate risk assessments to keep your premium prices low.

But lower premiums aren’t the end of the story. If you decide to buy your new policy from us online, the news gets even better: you’ll save % with a Home or Contents policy and % if you combine both into a single Home & Contents policy. And if you’d like to know just how our pricing measures up against the competition, please check out these Home & Contents Insurance Comparisons to see for yourself.

What do we mean by Smarter Insurance?

At Budget Direct, we don’t think getting the insurance you want should be a bureaucratic nightmare – we think it should be super-simple, super-quick and give you exactly what works best for you. Every home (and every homeowner) is different, so we also believe that giving you more choices makes it easier for you to select the right cover for your specific needs.

If you feel you might need extra protection on top of your Standard Cover, we offer some useful Optional Benefits like Motor Burnout Cover, Accidental Damage Cover or a Choice of Excess Options. And if you own a rental property and have a Budget Direct Landlord Insurance policy, there are Optional Benefits that will cover you in those circumstances as well (like Tenant Default Cover and Theft and Malicious Damage by Tenant Cover).

You also get a choice of payment options: pay monthly, annually or fortnightly, and then choose between credit card, direct debit or PayPal payments. That’s what we mean by Smarter Insurance.

What really makes a house a home?

What makes a house truly liveable? It’s what’s inside: comfortable furniture, whitegoods, appliances, clothing and all those accumulated personal belongings that may not mean much to anybody else, but mean the world to you and your loved ones. It’s easy to underestimate the total replacement value of your household possessions, but this is an important number to know. Fortunately, doing the maths is easy with our Replacement Value Calculators.

With the average value of household contents in Australia exceeding $60,000,4 can you afford not to have Contents Insurance? If you own hobby collections, expensive tools (insurance tip of the day: always lock up your shed!) or an extensive range of jewellery, you can adequately protect it with contents cover. Home theft is a fact of life in Australia, so Home Insurance can ensure you have the cover you need to protect what’s yours. Fire and water damage can also quickly destroy your belongings.

We’re different – and our customers like it that way

You won’t find too many insurers who are happy for customers to shop around for their Home & Contents cover – but we have no problem with that at all. In fact, we encourage it, because we know we deliver affordability, quality policy options and old-fashioned service – which is why our customers keep coming back for more.

We offer you a convenient Claims Helpline that’s available 24 hours a day. We also stand behind our insurance with a 21-day Money Back Guarantee if you should change your mind and haven’t made a claim. Because terms and conditions do apply, always make sure you read the Product Disclosure Statement for full details.

Go ahead - get a quick quote from Budget Direct now!

If you’re a woman who owns her own home, there’s a good chance that Budget Direct can save you money on your Home & Contents Insurance. Make your house (and your purse) happier by grabbing a quick, obligation-free Online Quote from us today - in just minutes!


1 http://www.abs.gov.au/ausstats/abs@.nsf/Lookup/by%20Subject/4125.0~Feb%202015~Main%20Features~Housing~130
2 http://www.smh.com.au/business/property/median-asking-price-for-sydney-houses-tops-1-million-20141112-11l0pm.html
3 http://finance.ninemsn.com.au/moneymag/latestmoneyarticles/8762767/best-of-the-best-issue
4 http://www.abs.gov.au/AUSSTATS/abs@.nsf/Lookup/4102.0Main+Features10Dec+2011#Contents5

Get a Simply Smarter Quote

Get a Quote for:

 
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Combined Smart
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