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it’s great to have you with us.
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Budget Direct 20th Anniversary Shield

Welcome to Budget Direct Pet Insurance

Thank you for trusting Budget Direct with your pet’s health insurance.

Our pet cover is designed to help Australian dog and cat owners ease the burden of unexpected vet bills, which can be expensive.

If you have to make a claim, we’ll be there for you, as we’ve been for more than three million Australians over the past 20 years.

For all our pet insurance terms, conditions, limits and exclusions, please read the Product Disclosure Statement.

Dog
Cat

Policy details for your {Pet Species} {Pet Name}

{Pet Species} Breed {Pet Breed}
DOB {Pet Age}
Premium {Pet Premium}

If {Pet Name} gets sick or injured…

You can take your pets to any qualified and registered veterinarian in Australia.

After treatment, you’ll need to pay the vet’s bill in full.

You and your vet then complete the claim form and you send it to us.

Upon acceptance of your claim, we’ll cover up to 80% of the cost of the eligible vet bills, up to an overall annual limit of $12,000~ (sub limits and a $100 excess may apply), which we’ll deposit into your nominated bank account.

~Terms, conditions and exclusions apply.

Pet Insurance Solved#

Illnesses

Such as arthritis, cancer, conjunctivitis, diabetes, ear infection, gastroenteritis, heart disease and kidney disease.

Accidental injuries

Such as bite wounds, broken bones, eye trauma, foreign-body ingestion, heat stroke and poisoning. 

Consultation fees

Including in-hospital examinations, specialist consultations, teleconsultations and house calls (excluding any travel fee). 

Pharmaceuticals

Medications prescribed by your vet for the treatment of a covered accident or illness.  

Diagnostic testing

Medical imaging and laboratory testing ordered by your vet to help diagnose and treat a covered accident or illness.

Surgery

Any surgery considered necessary by your vet for a covered accident or illness.

# Terms, conditions, limits and exclusions apply. For all the details, please read the Product Disclosure Statement.

Plus 5 percent off

Expanding your furry family?

If you insure more than one dog or cat with Budget Direct at the same time, we’ll discount each of their premiums by 5%.  

Whether it’s a litter of puppies or a pack of dogs, a kindle of kittens or a clowder of cats, or a mix of canines and felines, you’ll save.

Great deals on other products

{Name}, as a Budget Direct customer you can get great deals on our entire range of insurance products.

15% OFF^
Car Insurance

On your first year's premium for a new policy purchased online

Get a Quote Now

30% OFF^ Home & Contents Combined

(15% Combined + 15% Online)

On your first year's premium for a new policy purchased online

Get a Quote Now

Roadside Assistance for $79.95/year

Get a Quote Now

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We’re here when you need us

Speak to someone

1800 024 338
Weekdays
8am-10.30pm AEST
Saturday
 8am-5pm AEST
Sunday Closed.
(temporary reduced hours due to COVID-19 restrictions)

Insurance Solved

Insurance (excluding Pet Insurance) is arranged by Auto & General Services, ABN 61 003 617 909, AFSL 241411. Registered Office: 13/9 Sherwood Road, Toowong 4066 on behalf of the insurer, Auto & General Insurance Company Limited ABN 42 111 586 353.

Budget Direct Pet Insurance is administered by Pet Health Insurance Services Pty Ltd ABN 59 638 910 675 as Authorised Representative 1282153 of Auto & General Insurance Company Limited (AGIC) ABN 42 111 586 353 AFSL 285571, Registered Office: 13/9 Sherwood Road, Toowong 4066 on behalf of the insurer AGIC and is promoted by Auto & General Services Pty Ltd (AGS) ABN 61 003 617 909 AFSL 241411.

Because we don’t know your financial needs, we can’t advise if this insurance will suit you. Please consider your needs, the Financial Services Guide and the Product Disclosure Statement when deciding to buy insurance. Subject to meeting underwriting criteria.

^Online Discounts Terms & Conditions

  1. Discounts apply to the premium paid for a new Budget Direct Home & Contents, Home only, Contents only, Comprehensive, Third Party Property Only or Third Party Property, Fire & Theft Car Insurance policy, initiated online on or after 29 March 2017, and for a new Budget Direct Comprehensive, Third Party Property, Fire & Theft & Third Party Property only Motorcycle Insurance policy, initiated online on or after 4 June 2020 and for a new Pet Insurance policy, initiated online on or after 16 November 2020. This online discount does not apply to Roadside Assistance that is added to a Budget Direct Car Insurance policy.
  2. The new policy discount amount varies by product: 30% discount on combined Home & Contents Insurance (consisting of 15% discount for combining Home & Contents covers and 15% discount for policies initiated online),15% for Home only or Contents only policies, 15% discount on Comprehensive, Third Party Property Only and Third Party Property, Fire & Theft Car or Motorcycle Insurance and 10% discount on Pet Insurance.
  3. A 15% discount applies to the premium paid for a new Budget Direct Travel Insurance policy initiated and purchased online on or after 7 September 2018 and cannot be used in conjunction with any other offer.
  4. Discounts do not apply to any renewal offer of insurance.
  5. Discounts only apply to the insurance portion of the premium. Discounts are applied before government charges, taxes, levies and fees, including instalment processing fees (as applicable). The full extent of discounts may therefore be impacted.
  6. We reserve the right to change the offer without notice.

§ Multi Pet Discount

  1. Multi pet discounts apply to the premium paid for a new Budget Direct Pet Insurance policy initiated on or after 16 November 2020.
  2. The multi pet discount is 5%. If purchased at the same time, it applies to each policy. If purchased at different times, the discount will apply to the new policies but not the existing policy.
  3. The discount applies to any renewal offer of insurance, provided you have two or more pets insured with us at the time we offer renewal. However, we reserve the right to withdraw the multi pet discount on renewal. If we do, we will notify you when we offer renewal.
  4. The discount only applies to the insurance portion of the premium. It is applied before government charges, taxes, levies and fees. The full extent of discounts may therefore be impacted.