Multi-award Winning Car Insurance

We're the only Insurance provider to win the coveted National CANSTAR award for Outstanding Value every year since it was first presented in 2007. We also won Money magazine's Cheapest Car Insurance 2014.

Car Insurance – Victoria

Although the average annual road toll in Victoria has more than halved since 19891, car accidents are still a serious issue in both rural Victoria and the greater Melbourne region. Car theft is also a problem that's not going away – up 11.3% in 2013/2014 from the previous financial year. Theft of property from parked vehicles is up as well, with these opportunistic crimes often committed right in front of a residence2. When it comes to your vehicle, the old saying 'bad things sometimes happen to good people' certainly applies, so it pays to make sure your car insurance has you covered – in good times and bad.

Budget Direct – award-winning car insurance at an affordable price

Do you think you're paying too much for your present car insurance? If so, it may be time to look at alternatives. Budget Direct has been insuring Victorian drivers since 2000, providing Comprehensive, Third Party and Third Party Fire and Theft cover at very competitive prices. We recently won Money Magazine's Best of the Best award for Cheapest Car Insurance in 20143, and also picked up Canstar's Outstanding Value Car Insurance award for the eighth year in a row.4 Our aim is simple: to provide you with quality vehicle insurance that's tailored to your needs - at a price you can live with. Not quite sure which type of car insurance is best for you? See our Policy Options to check out the differences.

What makes Budget Direct different?

With car insurance, it's the sum of all the little things that make a big difference. We believe in offering our customers better value through Smarter Benefits, including the convenience of a 24-hour Claims Hotline, a guarantee on all authorised repairs for as long as you own your car, and a 21-day Money Back Guarantee. Terms and conditions apply; see the Product Disclosure Statement for full details. We also like to look after our customers with fresh, new ideas like the Hail Hero5, named Most Innovative Product for 2012 at the Australian Business Awards. The Hail Hero is free to all our existing Budget Direct car insurance customers – no matter what type of vehicle policy they have with us.

Dare to compare

Want to know exactly how Budget Direct Car Insurance stacks up alongside the rest of the industry? Have a look at these Car Insurance Comparisons to find out. Need a flexible policy that lets you pay monthly, fortnightly or annually, with the choice of credit card or direct debit payment? No worries – we'll work to ensure you get the cover that's the best fit for you.

Grab a quick car insurance quote today – in just minutes!

Click here for a fast quote on car insurance in Victoria, and see if the Budget Direct difference can make a difference for you!

Smarter Benefits

A lifetime guarantee on repairs for as long as you own the car.

A 21-day money back guarantee if you change your mind.~

The convenience and peace of mind of our
24-hour Claims Helpline.

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