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How does it work

If you hold a Budget Direct car, home or contents policy or you are a roadside assistance customer (“Policyholder”) you can participate in our Budget Direct Buddy program, by referring your friends and family (“Buddies”) to Budget Direct for a quote for their car or home & contents insurance.  

If one of your Buddies buys a comprehensive car insurance or home & contents insurance policy from Budget Direct via our contact centre or website using your Budget Direct Buddy code, you will each receive a $50 VISA Prepaid Card as a reward!

Policyholders who hold a Budget Direct car, home, contents or roadside assistance policy, are automatically issued with a Budget Direct Buddy code to participate in the program. To get started, simply start sharing your unique Budget Direct Buddy code with your family and friends using email, Twitter, Facebook, Google+ or LinkedIn.

To qualify for the $50 VISA Prepaid Cards, your Buddy must:

  • Quote your Budget Direct Buddy code when they buy their policy on our website (www.budgetdirect.com.au) or through our contact centre (1800 303 013).
  • Hold their insurance policy for a minimum of 21 days and pay the premium for the policy or the first installment of the premium for the policy (if they elect to pay fortnightly or by the month).
  • Have never previously held a Budget Direct car, home, contents or roadside assistance policy, or
  • Must not be a household member living at the address listed on any of the Policyholder’s policies
  • The addresses that apply to this restriction include the address that the Policyholder's insured

car is regularly parked at night and/or the address of the home listed on the Policyholder's
home and/or contents insurance policy and/or the address that the car that is covered by the Policyholder's Roadside Assistance policy is regularly parked at night.

This offer is only for new customers introduced to Budget Direct – so you can’t refer yourself or anyone else who is already a policyholder.

When do I receive my reward?

The VISA Prepaid Cards will be sent out to the postal address shown on your policy and your Buddy’s policy 15-25 days after the above conditions are met.

You can track all of your referrals online using Budget Direct Policy Manager and see the status of each referral including when you and your Buddy can expect to receive your VISA Prepaid Cards. We send you email notifications when your Budget Direct Buddy code has been used and when you qualify for your $50 VISA Prepaid Card.

There is no limit to the number of friends and family you can refer. But, only send the Budget Direct Buddy Program offer to people you know personally – don’t send it someone you don’t know. If you don’t follow this basic rule, we may cancel your Budget Direct Buddy code and terminate your participation.

Other important details

  • To be eligible for a Budget Direct Buddy $50 VISA Prepaid Card on your home & contents insurance policy, you must purchase home & contents insurance together in the one transaction.
  • By sharing your Budget Direct Buddy code, you automatically agree to be bound by these terms and conditions.
  • By purchasing a Budget Direct Buddy referral policy, your Buddy agrees to have their full name disclosed to you including the status of their policy.
  • By sharing your Budget Direct Buddy code, you agree to have your full name disclosed to your Buddy.
  • By sharing your Budget Direct Buddy code, you agree to us emailing you when your referral code is used, to inform you of the status of payments to you or with information about changes to the Budget Direct Buddy program.
  • By purchasing a Budget Direct Buddy referral policy, you agree to us emailing you with information about the status of your payment and changes to the Budget Direct Buddy program.
  • Budget Direct reserves the right to cancel your Budget Direct Buddy code or suspend or terminate your participation in the Budget Direct Buddy program, if we suspect fraudulent activity, you breach these terms and conditions or for any other reason without notice and at any time.
  • Budget Direct reserves the right to suspend or terminate the Budget Direct Buddy program at anytime, for any reason without notice to you.
  • If a policy is held in 2 or more names, only the first named person on the policy will receive the $50 VISA Prepaid Card. We cannot issue additional cards to other policyholders.
  • Employees and directors of affiliate partners of A&G Insurance Services and employees and directors of Australian Insurance Holdings and its related companies are ineligible to participate in this program.
  • Provided you meet the Budget Direct Buddy program eligibility requirements, you can apply a Budget Direct Buddy code to your comprehensive car insurance or home & contents insurance policy within 21 days of the sale date. You must notify us by calling the Budget Direct Customer Service department on 1300 306 560 with your friend's Budget Direct Buddy code.
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