Home & Contents Policy Benefits

Smart Features. Flexible Options

All of our Home and Contents Insurance policies offer a great range of smart benefits and savings rewards that come standard:

• Range of insured events including fire, storm and rainwater, & theft
• Automatic sum-insured adjustment at renewal
• New for old cover for Home and Contents
• Up to $20 million legal liability cover
• Additional benefits including automatic cover for removal of debris & temporary accommodation if your home is uninhabitable.
• Combined Home and Contents discount - we offer a discount if you combine Home and Contents cover on the same policy
• Fast, efficient claims service
• Easy, over the phone insurance purchase
• 21-day money back guarantee*

More Policy Benefits

In addition to our standard policy benefits, Budget Direct also gives you the freedom to pick and choose from a range of smart insurance policy choices so you can tailor your policy to suit your own needs and maximise your savings.

Smart Policies

Smart Policies

Choose additional protection for personal effects away from home. More

Benefits Home Contents

Up to $20 million legal liability cover Fire cover Explosion cover Theft or attempted theft Malicious damage, vandalism, riot or civil commotion Accidental breakage of glass, ceramic & sanitary fixtures Storm & rainwater damage Lightning Cover Earthquake Cover Escape Of Liquid Impact Cover Lump sum or instalment payments Temporary Accommodation Costs Mortgage Discharge Costs Funeral Expenses Replacement Of Locks Up To $500 Open Air Contents Cover - Contents In The Open At The Insured Address Contents Away From The Insured Address Credit Card Cover Up To $1000 Uninsured Guests' Contents Cover Up To $500 Unattached Equipment Cover Up To $500

Optional Benefits

Personal Effects Cover Motor Burnout Cover Accidental Damage Cover Choice Of Excess Options

This is a brief summary only. Conditions apply. Full Details are contained in the policy document.

*If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.

Please read our Product Disclosure Statement for full terms and conditions