Policy Benefits

Smart Features. Flexible Options

All of our car insurance policies offer a great range of standard benefits and savings including:

• Competitive standard features
• Lower car insurance premiums
• No forms to fill in ever
• 21-day money back guarantee*
• Annual or monthly repayments
• Freedom to nominate your preferred repairer
• New car replacement if the car is less than 12 months old and you purchased it new

Smart Insurance Policies

In addition to our standard policy benefits, Budget Direct also gives you the freedom to pick and choose from a range of smart policy choices so you can tailor your car insurance policy to suit yourself and maximise savings.

Find out more

Policy Benefits Table

Benefits Gold Comprehensive Standard Comprehensive Third Party Third Party Fire & Theft

New Car Replacement 24 mths / 40,000 klms 12 mths $100 per day up to $300 for overnight accommodation and transport $1,000 cover (limit 14 days) for hire vehicle following theft. Lifetime guarantee on repairs for as long as you own the car. Security device discount (approved system) Personal effects cover in the event of a collision $500 $250 $500 damage to a trailer belonging to you in the event of a collision Freedom to nominate your preferred repairer No excess to pay when third party is identified and at fault No Claim Discount preserved when third party is identified and at fault $3,000 cover for Uninsured Motorists Extension Lump sum or instalment payments $350 cover for damage to or theft of child seats/baby capsule in your car Debris Removal to $500 $5,000 death benefit $1,000 cover for replacement keys/remote

Optional benefits

> Agreed Value or Market Value > No Claim Discount protection > Windscreen excess reduction > Accident Hire Car Benefit > Restricted driver discounts > Variable excess to reduce premium > Roadside Assistance This is a brief summary only. Conditions apply. Full Details are contained in the policy document.

Please read our Car Insurance Product Disclosure Statements for full terms and conditions

*If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.

**Full terms and conditions available upon application.