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Life Insurance – About Accident Protection Cover - Budget Direct

About Accident Protection Cover

Unfortunately accidents can strike at any time and while we can’t always predict the future, we can take measures to ensure that we are prepared financially. Accident Protection Cover gives you the peace of mind of knowing that you and your family have a measure of financial protection if you die or are seriously injured as the result of an accident.

Choose a Benefit Amount that suits you

To help you and your family manage financially you can choose a benefit from $50,000 up to $500,000 to be paid if you die or are seriously injured as the result of an accident*.

Guaranteed acceptance

If you’re an Australian resident aged 18 to 69 your acceptance is guaranteed. You can get cover over the phone immediately, without a medical or having to answer any health questions. Plus, as long as you pay your premiums, you can keep your Accident Protection Cover Plan all the way to age 75.

Single or joint policy options

You can choose a single or joint policy, and both you and your partner can select individual benefit amounts to ensure you both have the level of financial protection that works for each of you.

Covered injuries

A benefit is paid in the event of your accidental death, or if, as the result of an accident & within 12 months of the accident, you experience one of the following injuries:

  • Quadriplegia
  • Paraplegia
  • Hemiplegia
  • Deafness
  • Blindness
  • Total and Permanent Loss of Use of Two Limbs

Children’s Insurance Option

You can also add Children’s Insurance to your Accident Protection Cover. This extra cover pays a benefit from $20,000 up to $50,000 that can help cover things like school tuition and medical bills if your child suffers a defined serious illness.

Your premium rate doesn’t change because you get older

Budgeting is made so much easier, because with Accident Protection Cover your premium rate doesn’t change just because you get older.

Affordable premiums

Accident Protection Cover is designed to suit your needs and fit in with your budget.

Get an Accident Protection Quote Now:

Get A Quote

*Conditions Apply

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