This is only a summary of the benefits. Please read the Product Disclosure Statement (PDS) carefully for the complete details of what is covered and what is not covered and which types of cover are provided under each plan. Importantly, please note that exclusions do apply as well as limits to the cover and these are set out in the Product Disclosure Statement (PDS).
CANCELLATION FEES AND LOST DEPOSITS
(Applies to all Policies)
Cover for cancellation fees and lost deposits for pre-paid travel arrangements due to unforeseen circumstances neither expected nor intended by you or which are outside your control, such as:
- Sickness
- Accidents
- Strikes
- Collisions
- Retrenchment
- Natural Disasters
OVERSEAS EMERGENCY MEDICAL ASSISTANCE, MEDICAL EVACUATION OR FUNERAL EXPENSES
(Does not apply to Budget Direct Australia Platinum and Budget Direct Australia Silver Plans)
Cover for emergency medical assistance including:
- 24 Hour Emergency Medical Assistance
- Ambulance
- Medical Evacuations
- Funeral Arrangements
- Messages to Family
- Hospital Guarantees
OVERSEAS EMERGENCY MEDICAL AND HOSPITAL EXPENSES
(Does not apply to Budget Direct Australia Platinum and Budget Direct Australia Silver Plans)
Cover for overseas medical treatment if you are injured or become sick overseas, including:
- Medical
- Hospital
- Surgical
- Nursing
- Restoration of Dental Functions to Sound and Natural Teeth
ADDITIONAL EXPENSES
(Applies to all Policies)
Cover for additional accommodation and travel expenses caused by your health problems or someone else’s resulting from:
- Sickness
- Accidental Injury
- Death
Also cover for travelling companion or relatives accommodation and travel expenses to travel to, stay near or escort you resulting from:
- Hospitalisation
- Medical Evacuation
HOSPITAL CASH ALLOWANCE
(Does not apply to Budget Direct Bronze, Budget Direct Australia Platinum and Budget Direct Australia Silver Plans)
An allowance of $50 per day if you are hospitalised whilst overseas for more than 48 continuous hours.
ACCIDENTAL DEATH
(Does not apply to Budget Direct Silver, Budget Direct Bronze and Budget Direct Australia Silver Plans)
A Death Benefit is payable if you die because of accidental bodily injury sustained during your journey within 12 months of that injury.
PERMANENT DISABILITY
(Does not apply to Budget Direct Silver, Budget Direct Bronze, Budget Direct Australia Platinum and Budget Direct Australia Silver Plans)
A Permanent Disability Benefit is payable for total loss of sight in one or both eyes or loss of use of a hand or foot within 12 months of, and because of, an injury sustained during your journey.
LOSS OF INCOME
(Does not apply to Budget Direct Silver, Budget Direct Bronze, Budget Direct Australia Platinum and Budget Direct Australia Silver Plans)
A weekly Loss of Income Benefit is payable if, due to an injury sustained during your journey, you are unable to work after your return to Australia for more than 80 days
TRAVEL DOCUMENTS, CREDIT CARDS AND TRAVELLERS CHEQUES
(Does not apply to Budget Direct Bronze, Budget Direct Australia Platinum and Budget Direct Australia Silver Plans)
Cover to replace costs of travel documents lost or stolen from you during your journey, such as:
- Passports
- Credit Cards
- Travel Documents
- Travellers Cheques
THEFT OF CASH
(Does not apply to Budget Direct Silver, Budget Direct Bronze, Budget Direct Australia Platinum and Budget Direct Australia Silver Plans)
Cover for the following items stolen from your person, up to $250 for all claims combined:
- Bank Notes
- Cash
- Currency Notes
- Postal Orders
- Money Orders
LUGGAGE AND PERSONAL EFFECTS (ADDITIONAL COVER OPTIONS AVAILABLE)
(Applies to all Policies)
Cover for replacing luggage stolen or reimbursing repair cost for accidentally damaged items, including:
- Luggage
- Spectacles
- Personal Effects
- Personal Computers
- Cameras
LUGGAGE AND PERSONAL EFFECTS DELAY ALLOWANCE
(Does not apply to Budget Direct Bronze, Budget Direct Australia Platinum and Budget Direct Australia Silver Plans)
An allowance to purchase essential items of clothing and other personal items following luggage delayed, misdirected or misplaced by your carrier for more than 12 hours.
TRAVEL DELAY ALLOWANCE
(Does not apply to Budget Direct Bronze Plan)
Cover for additional meals and accommodation expenses if your journey is disrupted due to circumstances beyond your control after an initial 6 hour delay.
ALTERNATIVE TRANSPORT EXPENSES
(Does not apply to Budget Direct Bronze, Budget Direct Australia Platinum and Budget Direct Australia Silver Plans)
Cover for additional travel expenses following transport delays to reach events such as:
- Wedding
- Funeral
- Conference
- Sporting Event
- Pre-paid Travel/Tour Arrangements
PERSONAL LIABILITY
(Applies to all Policies)
Cover for legal liability including legal expenses for bodily injuries or damage to property of other persons as a result of a claim made against you.
RENTAL VEHICLE EXCESS WAIVER
(Does not apply to Budget Direct Bronze Plan)
Cover for car excess payable on Motor Vehicle Insurance resulting from your rental vehicle being:
- Stolen
- Crashed
- Damaged
