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Why Choose Us

Home Contents Insurance - Why Choose Us

Get Smart about Your Home & Contents Insurance

At Budget Direct, we offer you low home and contents premiums, smarter policies and great service.

Find out how much you could save.

Call 1800 103 086 for a Home and Contents Insurance quote or Get an Online Quote.

Low Premiums

Low cost, high-quality Home and Contents Insurance tailored to your personal home and contents needs.

Because we can assess risk more accurately than most other insurers, we can offer you competitive premiums so you don't pay extra.

Smarter Policies

Our standard policy features are competitive with other leading insurers but at Budget Direct we also offer smart insurance policies that let you take control and make smart choices to maximise your savings.

Our smart policies give you a range of options to adjust your insurance premium.

For instance, you can choose to increase your excess to reduce your premium even further.

More Value

With Budget Direct we give you outstanding cover for your money. Our generous standard home and contents features include $20 million in legal liability cover, automatic cover for debris removal, temporary accommodation cover if your home is uninhabitable and if your keys are stolen, we'll cover the cost of replacing your locks.

Limits apply, see our Product Disclosure Statement for details.

Great Service

We offer great service that delivers the highest quality customer experience.

Our service features include our 21-day money back guarantee*, a completely paperless application and claims system, and concise, user-friendly policy documents.

Our helpful, candid customer service is focused on providing what you want: information, quality service and an efficient, stress-free experience.

We offer streamlined over the phone quotes - no forms to fill in ever. Get a Quote.

*If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.

My Policy

Manage your policy and find offers in the Members section.

How to make a claim

Making a claim with Budget Direct is fast, simple and hassle-free.

Why Choose Us

Low home and contents premiums, Budget Direct's smarter policies and great service.

Calculators

Calculate an estimate of the replacement value of your home building and contents.

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