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Home Insurance

Home Insurance

Our Home Insurance policy covers your residential building, domestic fixtures and permanent structural improvements at the insured address. All of our Home and Contents Insurance policies offer a great range of smart benefits and savings rewards that come standard:

  • Range of insured events including fire, storm and rainwater, & theft
  • Automatic sum-insured adjustment at renewal
  • New for old cover for Home and Contents
  • Up to $20 million legal liability cover
  • Additional benefits including automatic cover for removal of debris & temporary accommodation if your home is uninhabitable.
  • Combined Home and Contents discount - we offer a discount if you combine Home and Contents cover on the same policy
  • Fast, efficient claims service
  • Easy, over the phone insurance purchase
  • 21-day money back guarantee*

This is a brief summary only. Conditions apply. Full Details are contained in the Product Disclosure Statement. See more Policy Benefits.


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*If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.

My Policy

Manage your policy and find offers in the Members section.

How to make a claim

Making a claim with Budget Direct is fast, simple and hassle-free.

Why Choose Us

Low home and contents premiums, Budget Direct's smarter policies and great service.

Calculators

Calculate an estimate of the replacement value of your home building and contents.

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