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Standard Comprehensive

Standard Comprehensive Car insurance

Overview

Our Standard Comprehensive Car Insurance policy is Multi Award Winning. It has a lot of great features and offers a broad spectrum of cover. Not only will it insure you against damage to your car, but it will meet the cost of repairing damage to other vehicles as well, when you are deemed to be at fault.

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Budget Direct Advantages

We believe good drivers shouldn't have to pay higher premiums to subsidise "higher risk" drivers. Because our underwriting is more comprehensive than most other insurers, we identify drivers that push up premium rates and choose not to insure them. This in turn keeps our risk profile down and allows us to pass on highly competitive car insurance rates to good drivers like you. We also offer a range of additional advantages:

  • Paperless Claims
  • Monthly or Annual Payments
  • Cheap Premiums
  • 21-Day Money Back Guarantee**
  • Multi Award Winning
  • Part of the International Budget Insurance group

Policy Benefits

Our Multi Award Winning Standard Comprehensive Car Insurance policy has a lot of great features and benefits. Our policy features such as emergency transport and accommodation cover and hire car cover after theft - are designed to give you peace of mind. Conditions apply, view our Car Insurance Product Disclosure Statements for details. To compare Budget Direct Car Insurance policies, view the Policy Benefits Comparison Table.


In their latest ratings (November 2008), Cannex awarded our Standard Comprehensive Car Insurance policy 14 out of their 15 Best Value Car Insurance categories. The independent awards are a comparison of the 27 leading car insurance providers in Australia comparing 38 different car insurance products, and based on a combination of a detailed policy feature comparison and over 15,000 telephone and internet quotes. A national five star rating is the highest rating awarded to national car insurance providers by CANNEX, November 2008. See the 14 Cannex awards listed below:

Multi Award Winning Standard Comprehensive Car Insurance

  • 14 Cannex Awards including Best Value Car Insurance Nationally
  • Best Value Nationally
  • Best Value New South Wales
  • Best Value Queensland
  • Best Value South Australia
  • Best Value Tasmania
  • Best Value Victoria
  • Best Value Western Australia
  • Best Value Mature Drivers
  • Best Value Families
  • Best Value Driver 30-59
  • Best Value Male Drivers 25-29
  • Best Value Female Drivers 25-29
  • Best Value Young Male Drivers <25
  • Best Value Executive Car Driver
  • 2008 Australian Banking & Finance Magazine Insurance Awards: Best Niche Insurer
  • 2007 Australian Business Awards: Best Value
  • Winner 'Money' Magazine - Best Car Insurance Award 2007
  • Golden Award of Montreux 2007

Our Standard Policy Benefits

  • Price Beat Guarantee
  • Competitive standard features
  • Low car insurance premiums
  • No forms to fill in ever
  • Over the Phone Claims
  • 21-day money back guarantee**
  • Annual or monthly repayments
  • New car replacement if the car is less than 12 months old and you purchased it new

Smart Cover Options

  • Agreed Value or Market Value
  • Maximum No Claim Discount Protection
  • Windscreen Excess Reduction
  • Restricted Driver Discounts
  • Variable Excess to Reduce Premium
  • Roadside Assistance
  • Accident Hire Car Benefit

Get a Standard Comprehensive Quote Now

You could save $100's on your car insurance premium.

This is a brief summary only. Conditions apply. Full Details are contained in the policy document.

Product Disclosure Statements for full terms and conditions.

**If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.

My Policy

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How to make a claim

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Switch & Save

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Awards

We are very proud of the awards Budget Direct has received.

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