Smart Features. Flexible Options
All of our car insurance policies offer a great range of standard benefits and savings including:
- Competitive standard features
- Low car insurance premiums
- No forms to fill in ever
- 21-day money back guarantee*
- Annual or monthly repayments
Smart Insurance Policies
In addition to our standard policy benefits, Budget Direct also gives you the freedom to pick and choose from a range of smart policy choices so you can tailor your car insurance policy to suit yourself and maximise savings.
Policy Benefits
| Benefits | Gold Comprehensive | Standard Comprehensive | Third Party | Third Party Fire & Theft |
|---|---|---|---|---|
| Online Purchase Discount | 10% | |||
| New Car Replacement | 24 mths / 40,000 klms | 12 mths | ||
| Emergency transport and overnight accommodation | $100 per day up to $850 in total | $100 per day up to $300 in total | ||
| $1,000 cover (limit 14 days) for hire vehicle following theft. | ||||
| Lifetime guarantee on repairs for as long as you own the car. | ||||
| Security device discount (approved system) | ||||
| Personal effects | $500 | $250 (excludes theft or forced entry) | ||
| Damage to a caravan or trailer belonging to you in the event of a collision | $1,000 | $500 (Trailer Only) | ||
| No excess to pay when third party is identified and at fault | ||||
| No Claim Discount preserved when third party is identified and at fault | ||||
| $3,000 cover for Uninsured Motorists Extension | ||||
| Lump sum or installment payments | ||||
| $350 cover for damage to or theft of child seats/baby capsule in your car | $500 | |||
| Debris Removal to $500 | ||||
| $5,000 death benefit | ||||
| $1,000 cover for replacement keys/remote | ||||
| After-hours claims helpline |
Optional benefits
| Benefits | Gold Comprehensive | Standard Comprehensive | Third Party | Third Party Fire & Theft |
|---|---|---|---|---|
| Agreed Value or Market Value | ||||
| No Claim Discount protection | ||||
| Windscreen excess reduction | ||||
| Accident Hire Car Benefit | ||||
| Restricted driver discounts | ||||
| Variable excess to reduce premium | ||||
| Roadside Assistance |
This is a brief summary only. Conditions apply. Full Details are contained in the policy document.
Please read our Car Insurance Product Disclosure Statements for full terms and conditions
*If you cancel the policy within 21 days from the date of purchase and do not make a claim on the policy, we will give you a full refund.
