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Car Insurance Options

Car Insurance Options

Gold Comprehensive Car Insurance

We’re offering a 10% Online Discount* on our Gold Comprehensive car insurance policy which has many additional features. Right now if you buy our Gold policy online it is cheaper than our Standard Comprehensive policy - what an offer!


Standard Comprehensive Car Insurance

Our Cannex 5 Star awarded Standard Comprehensive car insurance policy offers a great set of benefits.


Third Party Fire & Theft Car Insurance

Third Party Property Fire & Theft Car Insurance is an alternative between the limited protection of Third Party Property Insurance, and broad spectrum Comprehensive policies


Third Party Property Car Insurance

Third Party Property Insurance provides protection against damage caused by your vehicle to someone else's property.

NSW CTP Greenslip

In NSW, NSW CTP Green Slip Insurance provides protection for personal injury caused to others from the operation of the owners vehicle.

Roadside Assistance

For just over $1 a week, our 24/7 Roadside Assistance service provided by Ultra Tune Roadside Assistance ensures that you won't be left stranded in the event of a breakdown.



Other Car Insurance Options

Budget Direct’s policies offer a range of flexible options so you can reduce or adjust your car insurance premium.


*Conditions Apply

Why Choose Us?

There are many advantages to choosing Budget Direct. Our policies have smart policies options and a great range of benefits. Read more.

Compare our Policies

To compare Budget Direct Car Insurance policies, view the Policy Benefits Comparison Table.

Car Insurance FAQ's

Please click on a question below to see the answer

General Questions About Budget Direct

  1. Who is Budget Direct?
  2. Why do we record our telephone conversations?
  3. Are all your call centres in Australia?

Car Insurance Questions

  1. How can I purchase a car insurance policy?
  2. Is it safe to purchase car insurance online?
  3. I am having trouble purchasing securely online, what should I do?
  4. What if I have to make a car insurance claim?
  5. What are the best ways I can save money on my car insurance?
  6. How long does it take to get car insurance?
  7. Can I buy car insurance online?
  8. How can I pay for my car insurance securely online?
  9. What are the benefits of purchasing car insurance securely online?
  10. If I purchase car insurance securely online from Budget Direct when will my insurance start?
  11. Are there different ways I can adjust my car insurance premium?
  12. What are some of the factors, which contribute to why I have a different car insurance premium to my friends?
  13. What benefits should I seek out when choosing motor vehicle insurance?
  14. What is the difference between a vehicle's agreed and market value?
  15. What is the difference between the following types of car insurance Comprehensive, Third Party Fire and Theft and Third Party Property Damage?
  16. What personal effects are associated with car insurance?
  17. What is a No Claim Discount (NCD) and how does it affect car insurance premiums?
  18. What is the difference between a Rating 1, No Claim Discount and No Claim Bonus?
  19. Will I lose my NCD if I have a car accident?
  20. What happens if I don't tell Budget Direct about my driving record, past accidents or claims if I am asked?
  21. If I choose market value how do I know how much my car is insured for?
  22. Who is the underwriter for Budget Direct's car insurance?
Car Insurance Articles

We have compiled some articles to help you understand more about Car Insurance.

Is Discount Car Insurance A Good Thing?

Discount Car Insurance is a good thing as long as the only thing ‘discounted’ is the price. Budget Direct has been in business in Australia since the late nineties and has built a great reputation as a low price leading, quality car insurance provider.

Read Full Article

Online Car Insurance – Convenient, Fast & Comparable

A lot of people don’t change car insurance providers at renewal time because they just don’t have time to call around a range of companies. That is where online car insurance can really come to the rescue and help save you time and money.

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The Car Insurance Quote Marathon

Online Car Insurance Quotes are a relatively new thing in the Australian Car Insurance Marketplace, when you consider the age of the industry. The great thing about the new breed of online car insurance quotes is they are so quick to complete, although some do appear to be more user friendly than others.

Read Full Article

Ways to Save on Car Insurance

There is nothing worse than the feeling of paying over the odds for something. Equally bad is the feeling of paying for something you never use. If everyone in Australia followed that mindset when looking to save on car insurance, we’d all be paying a lot less for car insurance.

Read Full Article

My Policy

Manage your policy and find offers in the Members section.

How to make a claim

Making a claim with Budget Direct is fast, simple and hassle-free.

Switch & Save

Check out the savings that could be yours with Budget Direct.

Awards

We are very proud of the awards Budget Direct has received.

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