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Great Discounts
Money Magazine's Cheapest Car  and Home & Contents Insurance Winner 2014

Get a quote and buy online and you could save hundreds on our Simply Smarter insurance


On combined Smart Home & Contents online^


On Gold Comprehensive Car Insurance online^


Budget Direct are proud to be the 2014 winner of Money Magazine’s Best of the Best awards for Cheapest Car Insurance and Cheapest Home & Contents Insurance. We’re also the only Insurance provider to win CANSTAR’s National award for outstanding value every year since it was first presented in 2007. Find out more about our award winning Insurance.

Happy Customers
Happy Customer

Hear from a Happy Customer

Watch the video to hear from one of our customers about her experience claiming for an accident and why she was glad she was with Budget Direct when a pipe in her house burst.
More Reasons

More Reasons We're Simply Smarter

At Budget Direct we work tirelessly to improve the way we provide insurance to our customers. We've combined more than 30 years of innovation from our group around the world with 14 years of homegrown Australian excellence to offer you Simply Smarter Insurance. Here’s an extended list of our simply smarter innovations.

Simply Smarter Features

Flexible Options

When it comes to insurance there’s no such thing as “one size fits all”. We offer a range of options you can tailor to get the cover you need at a price you can afford.

Flexible Payments

Make your policy payments fortnightly, monthly or once a year - it's up to you. And with multiple payment options available including Direct Debit, Credit Card and PayPal~ it couldn't be easier.

Budget Direct Buddy

As a Budget Direct customer you get your own Budget Direct Buddy code. If any of your friends use it to buy a Budget Direct insurance policy, you'll both get a $50 VISA card+.

Money Back Guarantee

Changed your mind? Not a problem. If you cancel your policy within 21 days from the date you purchased it without making a claim, we’ll give you a full refund.

+ Terms and conditions apply. Excludes household members.

Why Choose Us?

Finding cheap car insurance in Australia that gives you cover you need isn’t easy, especially with so many car insurance companies around. They may tell you theirs is the cheapest car insurance around, but is it the best car insurance for you?

At Budget Direct, you could get the cover you need for a lot less than you’d expect to pay. And don’t just take our word for it. You can quickly see what our customers said they saved by switching to Simply Smarter Budget Direct Car Insurance.

Now, compare car insurance quotes online with Budget Direct (we can give you an insurance quote online in just three minutes) and see just how much you could save.

If you’re serious about getting a cheap car insurance quote with some great policy options, get an online car insurance quote from us today.